PayPal Holdings, Inc. (NASDAQ:PYPL) is one of Jim Cramer’s Biggest Cryptocurrency and Blockchain Stock Hits & Misses.

Payments platform provider PayPal Holdings, Inc. (NASDAQ:PYPL)’s shares haven’t performed well lately. They are down by 33% over the past year and by 65% since Cramer discussed them in January. One notable dip in the stock came in July 2025 when it closed 8.7% lower on the 29th. On that day, PayPal Holdings, Inc. (NASDAQ:PYPL) reported its fiscal second quarter earnings report that saw it post $8.29 billion in revenue and $1.40 in adjusted earnings per share. The two metrics beat analyst estimates of $8.08 billion and $1.30. Yet, according to media reports, PayPal Holdings, Inc. (NASDAQ:PYPL)’s stock fell after it outlined that the growth in transaction margin dollars had slowed down. The shares have also suffered in 2026 as they closed a whopping 20% lower on February 3rd. On that day, as part of its fourth quarter earnings, PayPal Holdings, Inc. (NASDAQ:PYPL) outlined that it expected full-year adjusted profit to post a “Low-single digit decline ” or be “slightly positive.” Analysts, on the other hand, had estimated approximately 8% growth. Additionally, PayPal Holdings, Inc. (NASDAQ:PYPL) also announced that its CEO, Alex Chriss, was leaving. Here’s what Cramer had said about the firm in January 2025:

“Look, I tell you, this person does have respect for PayPal. They have a meeting in February that is gonna blow your socks off. I have to tell you that I think that this guy, Alex Chriss is the real deal. It’s at $89. Buy some now and if it does happen to come down before February, buy more then. I have total respect for PayPal and total respect for Alex. It’s a good stock and a good company.”

While we acknowledge the potential of PYPL as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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